Melton Building Society has been providing mortgages for over 140 years and we are committed to supporting brokers to help people buy their own homes.

Why choose Melton?

• No credit scoring (except for Credit Repair applications)
• Flexible underwriting and cases looked at individually
• Available across England and Wales
• Direct contact with the assessor dealing with your application
• Dedicated Broker Sales Team
• Specialist in self build mortgages
• Long successful track record of handling complex cases

What does Melton provide?

Shared Ownership mortgages

• 5% deposit
• New Build up to 95% of share price for houses and flats
• Restricted staircasing accepted

Residential mortgages

• Low deposit (5%)
• New build houses with up to 90% LTV
• Flats up to 90% LTV (new build max 60% LTV)
• Let to Buy up to 90% LTV on new residential purchase
• Interest only up to 60% LTV
• Remortgage up to 95% LTV

Buy to Let mortgages

• Regulated Family BTL
• Non owner occupiers, first time buyers and first time landlords
• Minimum income can be shared between joint borrowers
• Holiday Lets
• Let to Buy and Consumer BTL

Self Build mortgages

• Available for self build, custom build, renovation and conversion up to 75% LTV
• Stage payments in advance including to purchase land
• Interest only payments for build period
• Option to transfer to another product and waive ERCs (subject to eligibility) on receipt of completion certificate and final inspection
• Family Assist product

Credit Repair mortgages

• Defaults, Missed Payments, IVAs, DMPs, CCJs, Bankruptcy and Repossession all considered up to 70% LTV
• Full criteria and product guide available in our Credit Repair Hub

Please refer to our latest product guide and lending criteria for full details.